Pet Insurance and E Cigs
You can now buy pet insurance and e-cigarettes in one purchase. You can compare pet insurance while looking for the best prices in electronic cigarettes. You can check out the pet insurance comparison tool to help you get the best deal possible. Another way to get cheap pet insurance is to buy it together with an e cig. Now you can get the best deals on e cigs!
10 Things to Ask Before Buying Pet Insurance
1.Does your company have a good reputation?
As more than 50 other pet insurers have come and gone over the last three decades, only VPI has proven to be the most trusted and recognized name in pet health insurance. That’s why more than 80% of the nearly half million VPI policyholders would recommend VPI to a friend.
As more than 50 other pet insurers have come and gone over the last three decades, only VPI has proven to be the most trusted and recognized name in pet health insurance. That’s why more than 80% of the nearly half million VPI policyholders would recommend VPI to a friend.
2.Can I keep seeing my current veterinarian?
With coverage from VPI, you can continue seeing your pet’s veterinarian. In fact, you’re free to visit any licensed veterinarian worldwide. You can even see a veterinary specialist or an emergency veterinarian. And unlike other pet insurance companies, VPI will never change your reimbursement level or question your decision to seek the best care for your pet.
3.Does my veterinarian recommend your company?
Veterinarians recognize VPI Pet Insurance more than all other pet health insurers combined. In fact, two-thirds of all veterinarians recommend VPI.
4.Does your company have coverage that I can easily understand and afford?
Thanks to VPI’s published benefit schedule, you know up front exactly what’s covered and how much reimbursement is available. And because VPI plans carry no lifetime limits, all of your benefits renew in full annually. Compare and you’ll find that VPI has the lowest average premium and provides the most value for your dollar.
5.How does your company determine claim reimbursements?
VPI plans provide reimbursement for veterinary expenses based on a published benefit schedule, not a percentage of the veterinary bill. The benefit schedule means there are no surprises in your coverage. You can depend on maximum stability in both premium and reimbursement—for the life of your pet. With VPI, there are:
* No decreases or changes in annual reimbursement allowances.
* No hidden “usual and customary” fees.
* No arbitrary premium increases due to rising pet healthcare costs.
6.Does your company provide continuous coverage at no additional cost for chronic and recurring conditions?
Many other companies consider conditions treated during a policy term to be “pre-existing” on the next term, and will no longer cover them. With some companies, you must pay significant additional premium to get continuous.
7.Does your company cover pre-existing conditions?
No pet insurance provider covers pre-existing conditions. However with VPI, temporary conditions that are proven to have been cured and treatment-free for at least six months may be reconsidered for future coverage.
8.Does the number of claims I file affect my premium?
No. Because VPI premiums are based on the age of your pet, your rates and coverage will never be affected by the number of claims you file. Plus, VPI’s published benefit schedule ensures that your premium and coverage will not change as a result of rising veterinary costs.
9.How knowledgeable are the people answering my calls and processing my claims?
At VPI, all Customer Care representatives complete four full weeks of training before taking their first call; sales representatives are licensed by the Department of Insurance; our claims adjusters have real-world veterinary experience; and there are 70 veterinary professionals who work for the company.
10.Is your company known for pet insurance?
VPI started the pet insurance industry in the U.S. nearly three decades ago—and pet insurance has always remained its only focus. Unlike others, VPI is not an agency that leases its name from an outside organization or product manufacturer.
No pet insurance provider covers pre-existing conditions. However with VPI, temporary conditions that are proven to have been cured and treatment-free for at least six months may be reconsidered for future coverage.
8.Does the number of claims I file affect my premium?
No. Because VPI premiums are based on the age of your pet, your rates and coverage will never be affected by the number of claims you file. Plus, VPI’s published benefit schedule ensures that your premium and coverage will not change as a result of rising veterinary costs.
9.How knowledgeable are the people answering my calls and processing my claims?
At VPI, all Customer Care representatives complete four full weeks of training before taking their first call; sales representatives are licensed by the Department of Insurance; our claims adjusters have real-world veterinary experience; and there are 70 veterinary professionals who work for the company.
10.Is your company known for pet insurance?
VPI started the pet insurance industry in the U.S. nearly three decades ago—and pet insurance has always remained its only focus. Unlike others, VPI is not an agency that leases its name from an outside organization or product manufacturer.
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