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Check out our travel tips NOW they could save you money!
- Make sure you have a valid passport preferably before you book your tickets. Some countries require passports to be valid for up to 6 months after the expected return date.
- If you need to apply for a new passport, don't leave it to the last minute - although there are fast track services to help you get a passport quickly, these make it more costly.
- It's essential that you have the appropriate visa for each country that you are visiting.
- Check vaccination and other health requirements for all your destinations at least six weeks before travelling. Take copies of health certificates with you.
- If you are travelling within the European Community plus Iceland , Lichtenstein or Norway ,take an E111 form with you. However, as it won't cover you for repatriation or all possible medical costs, you will also need reliable travel insurance.
- Arrange your travel insurance as quickly as possible after making your booking, so that you are protected against cancellation and curtailment. Check the insurer's terms in such an eventuality.
- When you are comparing travel quotes, don't just consider the price, compare the cover and the exclusions - the cheapest may fall short of your requirements.
- Inform your car insurance company if you intend to drive abroad and ask them to advise you on the most appropriate cover and breakdown service.
- Although, it may seem more convenient to buy travel insurance - beware! Sometimes the savings on the holiday deal are transferred to the cost of the insurance. Incidentally, you are not obliged to take out travel insurance as part of a package deal.
- Watch out for travel insurance companies that include non-essential benefits as part of their cover - for example, a travel advice line. Check how much add-ons like this are pushing up the cost of the policy.
- You must declare existing or past medical conditions of all those to be covered when you apply for travel insurance - otherwise you could invalidate your policy.
- Wise up on local laws before you go - especially those relating to alcohol and drugs. It's highly unlikely that your policy will provide cover for drink or drug related incidents.
- Check that your insurance covers you for the full duration of your trip and take a copy of the policy with you.
- Make sure your policy includes 24-hour emergency assistance and remember to keep the number on you.
- If you don't look after your possessions properly, your policy won't cover you.
- If something goes wrong and you need to make a claim, keep relevant receipts, medical bills and documents for verification.
- Take extra money for back-up funds in case you have to pay up front for medical treatment or anything else that goes wrong.
- If you have to cut your trip short, get permission from your insurance company before re-arranging air flights.
- Leave copies of your passport, insurance, details of your itinerary and a means of being contacted, such as an email address with a responsible person.
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