If you have an auto insurance and a home insurance policy, you may be able to save money if you buy them through one insurance company. With a so-called multi-line policy, you consolidate your insurance polices with one insurer. Many insurers offer discounts to customers who have two or more insurance policies with them. Some offer savings as high as 40 percent for providing you with combined coverage. Be sure to ask about this discount, when you apply for an auto insurance quote or a home insurance quote.
Combining coverage
If you have life insurance, homeowners insurance (or renters insurance) and car insurance, you may be able to reduce your premiums simply be buying all your policies from one insurance company, according to the Insurance Information Institute. You also may get additional discounts for insuring your boat, RV, or motorcycle with your primary insurer. You may also be able to get a discount if you insure more than one vehicle with your insurance company. Be sure to talk to your insurance agent about the advantages of combining your insurance coverage. Find out more about these discounts, when you apply for an insurance quote.
Loyalty discount
You may be able to get a discount for bringing more business to your insurance company, but you may also be able to get a discount for staying with your insurance company. Some insurers reduce premiums for long-time customers. Insurance companies consider this a loyalty discount. Many will offer you a discount anywhere from 10 percent to 30 percent, if you have a policy with them for a year or more.
Shop around
Even with the multi-line policy discount and the loyalty discount, you may be able to get a better deal if you insure your home and your car with different insurers. The problem is that you lose your loyalty discount, when you take your business to another insurer. When you’re shopping around for car insurance, find out about all the ways you can save money on your premium. Make sure you compare coverage, when you get an insurance quote. Price isn’t everything. You want to make sure you have enough coverage to protect your family. If you go with the cheapest premium, you may wind up paying more out of your own pocket, if you have to file an insurance claim.
Once you have determined the best coverage for your family’s needs, you’re ready to obtain a home insurance quote and an auto insurance quote. Call agents in your local area, contact several insurance companies directly to instantly get a competitive insurance quote from the nation’s leading insurance providers. Take the time to protect you and your family today.
Combining coverage
If you have life insurance, homeowners insurance (or renters insurance) and car insurance, you may be able to reduce your premiums simply be buying all your policies from one insurance company, according to the Insurance Information Institute. You also may get additional discounts for insuring your boat, RV, or motorcycle with your primary insurer. You may also be able to get a discount if you insure more than one vehicle with your insurance company. Be sure to talk to your insurance agent about the advantages of combining your insurance coverage. Find out more about these discounts, when you apply for an insurance quote.
Loyalty discount
You may be able to get a discount for bringing more business to your insurance company, but you may also be able to get a discount for staying with your insurance company. Some insurers reduce premiums for long-time customers. Insurance companies consider this a loyalty discount. Many will offer you a discount anywhere from 10 percent to 30 percent, if you have a policy with them for a year or more.
Shop around
Even with the multi-line policy discount and the loyalty discount, you may be able to get a better deal if you insure your home and your car with different insurers. The problem is that you lose your loyalty discount, when you take your business to another insurer. When you’re shopping around for car insurance, find out about all the ways you can save money on your premium. Make sure you compare coverage, when you get an insurance quote. Price isn’t everything. You want to make sure you have enough coverage to protect your family. If you go with the cheapest premium, you may wind up paying more out of your own pocket, if you have to file an insurance claim.
Once you have determined the best coverage for your family’s needs, you’re ready to obtain a home insurance quote and an auto insurance quote. Call agents in your local area, contact several insurance companies directly to instantly get a competitive insurance quote from the nation’s leading insurance providers. Take the time to protect you and your family today.
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